I’m almost done with all my Christmas shopping. I started a few months ago so that by the time November arrived and ended I’d already be set. I’m a big saver and budgeting is something I’m enjoying learning more about to avoid overspending or even worse, going into unnecessary debt. I love the holidays and I get more excited about giving gifts than receiving them. With the holidays upon us, specifically to the bachelorettes, I wanted to touch bases about smart spending and shopping for holiday gifts.
Holiday shopping for single women can get tricky. Who do you buy for and what is an acceptable amount to set aside or spend? If you’re not careful, things can get expensive, so what's a bachelorette to do? I thought you’d never ask! One of the biggest misconceptions I’ve received as a single woman who makes my own money is that I should be more flexible with my income because the overhead for a couple or a family with children costs more. No shade to couples or kids but I believe the overhead for a single person can be just as much if not more for someone living a solo lifestyle. Again, I’m a saver so I’m mindful of how I handle my funds, which has made holiday shopping less complicated.
Here’s what I did:
· I wrote out a list of priority fam and friends who are on my gift list.
· I set a budget for how much I’m willing and prepared to save and spend.
· I picked up a few items each pay period and began the process of crossing off my list.
Shopping smart means planning ahead. Don’t hurt your wallet or damage your credit by going all out for one day that comes around the same time every year. You don’t have to get everyone gifts or participate in 50 gift exchanges either – I’m exaggerating but you get my point, right? Let the Lord lead you during this festive season and shop smart. Happy holidays!